MaxVal Group, Inc.
- Annuity Payer (annuitypayer.com)
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- Max-IDS (maxids.maxval.com)
- MaxVal (maxval.com)
- Prosecution Alert (prosecutionalerts.maxval.com)
In this data protection declaration, we use, inter alia, the following terms:
Personal Data: Personal Data means any information relating to an identified or identifiable natural person (“Data subject”). An identifiable natural person is one who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an identification number, location data, an online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person.
Data subject: Data subject is any identified or identifiable natural person, whose Personal Data is processed by the Controller Responsible for the Processing.
Processing: Processing is any operation or set of operations which is performed on Personal Data or on sets of Personal Data, whether or not by automated means, such as collection, recording, organisation, structuring, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, erasure or destruction.
Restriction of Processing: Restriction of Processing is the marking of stored Personal Data with the aim of limiting their processing in the future.
Profiling: Profiling means any form of automated processing of Personal Data consisting of the use of Personal Data to evaluate certain personal aspects relating to a natural person, in particular to analyse or predict aspects concerning that natural person’s performance at work, economic situation, health, personal preferences, interests, reliability, behaviour, location or movements.
Pseudonymisation: Pseudonymisation is the processing of Personal Data in such a manner that the Personal Data can no longer be attributed to a specific Data subject without the use of additional information, provided that such additional information is kept separately and is subject to technical and organisational measures to ensure that the Personal Data are not attributed to an identified or identifiable natural person.
Processor: Processor is a natural or legal person, public authority, agency or other body which processes Personal Data on behalf of the Controller.
Recipient: Recipient is a natural or legal person, public authority, agency or another body, to which the Personal Data are disclosed, whether a Third Party or not. However, public authorities which may receive Personal Data in the framework of a particular inquiry in accordance with Union or Member State law shall not be regarded as Recipients; the processing of those data by those public authorities shall be in compliance with the applicable data protection rules according to the purposes of the processing.
Third Party: Third Party is a natural or legal person, public authority, agency or body other than the Data subject, Controller, Processor and persons who, under the direct authority of the Controller or Processor, are authorised to process Personal Data.
Consent: Consent of the Data subject is any freely given, specific, informed and unambiguous indication of the Data subject’s wishes by which he or she, by a statement or by a clear affirmative action, signifies agreement to the processing of Personal Data relating to him or her.
Information Collection and Use
Collection of Personal Information for Propagating Business
In some circumstances, MaxVal may request some personal information from you, like your name, e-mail address, company name, or telephone number. You are at liberty to respond or not to respond to these inquiries and any and all information provided is strictly voluntary. MaxVal uses this information to get valuable feedback from your experience on our Website. In addition, MaxVal may also use your personal information for its other business purposes or in order to help serve you better, by informing you of new services, products, alliances, etc., that could help you in your business. You will not claim that any information which is voluntary posted by you on this Web site is confidential and/or proprietary. In general, you can visit our Web site without disclosing any personal information. However, there are areas of this site that require this information to complete certain functions, and may not be available to those choosing not to reveal the information requested. You recognize and understand that there is no compulsion on you to provide us with your personal information and any and all personal information provided by you to us is with your full Consent, own volition and desire to provide such personal information. You also understand that we are under no obligation to verify the source from which the personal information about you is provided to us, and they are deemed to be provided by you and accurate.
Collecting Information Using Online Surveys
At times, we conduct online surveys to better understand the needs and profile of our visitors. When we conduct a survey, we will try to let you know how we will use the information we collect information from you. If you are not happy with the reasons of the survey you may refrain from contributing to it.
Collecting Domain Information and Other Identifiers
MaxVal may collect domain information from its visitors as part of its analysis of the use of this site. The information collected may include the time and date you visited the site, the pages you visited, amount of time spent on a page, and domain name. MaxVal uses this information to improve its Web-based offerings. This information is collected automatically and requires no action on your part. By accessing our site you grant your Consent to allow MaxVal to collect such information.
Contact possibility via the website
The website of the MaxVal Group, Inc. contains information that enables quick electronic contact to our enterprise, as well as direct communication with us, which also includes a general address of the so-called electronic mail (e-mail address). If a Data subject contacts the Controller by e-mail or via a contact form, the Personal Data transmitted by the Data subject are automatically stored. Such Personal Data transmitted on a voluntary basis by a Data subject to the data Controller are stored for the purpose of processing or contacting the Data subject.
Comments function in the blog on the website
The MaxVal Group, Inc. offers users the possibility to leave individual comments on individual contributions on a blog, which is on the website of the Controller. A blog is a web-based, publicly-accessible portal, through which one or more people called bloggers or web-bloggers may post articles or write down thoughts in so-called blog posts. Blog posts may usually be commented by Third Parties.
If a Data subject leaves a comment on the blog published on this website, the comments made by the Data subject are also stored and may be published, as well as information on the date of the commentary and on the user’s (pseudonym) chosen by the Data subject. In addition, the IP address assigned by the Internet service provider (ISP) to the Data subject is also logged. This storage of the IP address takes place for security reasons, in case the Data subject violates the rights of Third Parties or posts illegal content through a given comment. The storage of these Personal Data is, therefore, in the own interest of the data Controller, so that he can exculpate in the event of an infringement
Subscription to comments in the blog on the website
The comments made in the blog of the MaxVal Group, Inc. may be subscribed to by Third Parties. In particular, there is the possibility that a commenter subscribes to the comments following his comments on a particular blog post.
If a Data subject decides to subscribe to the option, the Controller may send an automatic confirmation email to check whether the owner of the specified e-mail address decided in favor of this option. The option to subscribe to comments may be terminated at any time.
Some pages on this site use “cookies,” which are small files that the site places on your hard drive for identification purposes. These files are used for site registration and customization for the next time you visit us. Your Web browser may allow you to be notified when you are receiving a cookie, giving you the choice to accept it or not. By not accepting cookies, some pages may not fully function and you may not be able to access certain information on this site.
Interactions on social media
Registration on our website
The Data subject has the possibility to register on the website of the Controller with the indication of Personal Data. Which Personal Data are transmitted to the Controller is determined by the respective input mask used for the registration. The Personal Data entered by the Data subject are collected and stored exclusively for internal use by the Controller, and for his own purposes. The Controller may request transfer to one or more Processors (e.g. a CRM) that also uses Personal Data for an internal purpose which is attributable to the Controller.
By registering on the website of the Controller, the IP address—assigned by the Internet service provider (ISP) and used by the Data subject—date, and time of the registration are also stored. The storage of this data takes place against the background that this is the only way to prevent the misuse of our services, and, if necessary, to make it possible to investigate committed offenses. Insofar, the storage of this data is necessary to secure the Controller. This data is not passed on to Third Parties unless there is a statutory obligation to pass on the data, or if the transfer serves the aim of criminal prosecution.
The registration of the Data subject, with the voluntary indication of Personal Data, is intended to enable the Controller to offer the Data subject contents or services that may only be offered to registered users due to the nature of the matter in question. Registered persons are free to change the Personal Data specified during the registration at any time, or to have them completely deleted from the data stock of the Controller.
The data Controller shall, at any time, provide information upon request to each Data subject as to what Personal Data are stored about the Data subject. In addition, the data Controller shall correct or erase Personal Data at the request or indication of the Data subject, insofar as there are no statutory storage obligations.
Routine erasure and blocking of Personal Data
The data Controller shall process and store the Personal Data of the Data subject only for the period necessary to achieve the purpose of storage, or as far as this is granted by the European legislator or other legislators in laws or regulations to which the Controller is subject to.
If the storage purpose is not applicable, or if a storage period prescribed by the European legislator or another competent legislator expires, the Personal Data are routinely blocked or erased in accordance with legal requirements.
Security of Your Information
Our site is scanned and tested regularly in order to keep up with the most current protective internet practices to safeguard your information. We use various trusted hosting providers to protect your information and prevent loss and misuse of your data. Infrastructure such as hardware and software firewalls, Secure Socket Layer (SSL) technology, data encryption, backups, identity and access control, and other security measures are employed to safeguard your trust.
However, no security system is impenetrable. Although we try our best to keep your data secure and private, we cannot guarantee full protection of your provided information because of the nature of the internet and its inherent risks.
California Online Privacy Protection Act (CalOPPA)
In compliance with the CalOPPA, we agree to the following:
Anonymous user visits if wanted.
Users will be able to change personal information by logging in to their account when available.
How are do-not-track signals handled by this site?
Do not track signals are honored and this site will not track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is being employed by a user.
Fair Information Practices
The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.
In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur:
We will notify you via email within 7 business days
The CAN-SPAM Act regulates commercial email, establishes requirements for commercial messages, affords Recipients the right to stop emails being sent to them, and specifies the penalty for violations.
This site collects your email address to:
Deliver information, and inquiry responses
Send information, respond to inquiries, and/or other requests or questions
Market to our mailing list or continue to send emails to our clients after the original transaction has occurred.
In compliance with CAN-SPAM, we agree to the following:
False, or misleading subjects or email addresses will not be used
Messages will be identified as advertising.
The physical address of our business or site headquarters will be included
Third-Party email marketing services will be checked for compliance if used.
Quickly implement and Honor opt-out/unsubscribe requests
Provide a link at the bottom of each email to unsubscribe from emails
Legal Basis for Processing Personal Data Under General Data Protection Regulation (GDPR)
MaxVal may process your Personal Data in the following situations:
We need to perform a contract with you
You have given us permission to do so
The processing is in our legitimate interests and it’s not overridden by your rights
For payment processing purposes
To comply with the law
Your Data Protection Rights Under General Data Protection Regulation (GDPR)
If you are a resident of the European Economic Area (EEA), you have certain data protection rights. MaxVal aims to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data. If you wish to be informed of what Personal Data we hold about you and if you want it to be removed from our systems, please contact us.
In certain circumstances, you have the following data protection rights:
The right to access, update or to delete the information we have on you.
The right of rectification. You have the right to have your information rectified if that information is inaccurate or incomplete.
The right to object. You have the right to object to our processing of your Personal Data.
The right of restriction. You have the right to request that we restrict the processing of your personal information.
The right to data portability. You have the right to be provided with a copy of your Personal Data in a structured, machine-readable and commonly used format.
The right to withdraw Consent. You also have the right to withdraw your Consent at any time where MaxVal relied on your Consent to process your personal information.
Please note that we may ask you to verify your identity before responding to such requests.
You have the right to complain to a Data Protection Authority about our collection and use of your Personal Data. For more information, please contact your local data protection authority in the European Economic Area (EEA).
Name and Address of the Controller
Controller for the purposes of the General Data Protection Regulation (GDPR), other data protection laws applicable in Member states of the European Union and other provisions related to data protection is:
MaxVal Group, Inc.
2251 Grant Road, Los Altos, CA 94024, USA
Data protection provisions about the application and use of Google Analytics (with anonymization function)
On this website, the Controller has integrated Google Analytics (with the anonymizer function). Google Analytics is a web analytics service. Web analytics is the collection, gathering, and analysis of data about the behaviour of visitors to websites. A web analysis service collects, inter alia, data about the website from which a person has come (the so-called referrer), which sub-pages were visited, or how often and for what duration a sub-page was viewed. Web analytics are mainly used for the optimization of a website and to carry out a cost-benefit analysis of Internet advertising.
The operator of the Google Analytics component is Google Inc., 1600 Amphitheatre Pkwy, Mountain View, CA 94043-1351, United States.
For the web analytics through Google Analytics the Controller uses the application “_gat. _anonymizeIp”. By means of this application the IP address of the Internet connection of the Data subject is abridged by Google and anonymised when accessing our websites from a Member State of the European Union or another Contracting State to the Agreement on the European Economic Area.
The purpose of the Google Analytics component is to analyze the traffic on our website. Google uses the collected data and information, inter alia, to evaluate the use of our website and to provide online reports which show the activities on our websites, and to provide other services concerning the use of our Internet site for us.
Google Analytics places a cookie on the information technology system of the Data subject. The definition of cookies is explained above. With the setting of the cookie, Google is enabled to analyze the use of our website. With each call-up to one of the individual pages of this Internet site, which is operated by the Controller and into which a Google Analytics component was integrated, the Internet browser on the information technology system of the Data subject will automatically submit data through the Google Analytics component for the purpose of online advertising and the settlement of commissions to Google. During the course of this technical procedure, Google gains knowledge of personal information, such as the IP address of the Data subject, which serves Google, inter alia, to understand the origin of visitors and clicks, and subsequently create commission settlements.
The cookie is used to store personal information, such as the access time, the location from which the access was made, and the frequency of visits of our website by the Data subject. With each visit to our Internet site, such Personal Data, including the IP address of the Internet access used by the Data subject, will be transmitted to Google in the United States of America. These Personal Data are stored by Google in the United States of America. Google may pass these Personal Data collected through the technical procedure to Third Parties.
The Data subject may, as stated above, prevent the setting of cookies through our website at any time by means of a corresponding adjustment of the web browser used and thus permanently deny the setting of cookies. Such an adjustment to the Internet browser used would also prevent Google Analytics from setting a cookie on the information technology system of the Data subject. In addition, cookies already in use by Google Analytics may be deleted at any time via a web browser or other software programs.
Further information and the applicable data protection provisions of Google may be retrieved under https://www.google.com/intl/en/policies/privacy and under https://www.google.com/analytics/terms/us.html
Google Analytics is further explained under the following Link https://www.google.com/analytics
Data protection provisions about the application and use of Google-AdWords
On this website, the Controller may have integrated Google AdWords. Google AdWords is a service for Internet advertising that allows the advertiser to place ads in Google search engine results and the Google advertising network. Google AdWords allows an advertiser to pre-define specific keywords with the help of which an ad on Google’s search results only then displayed, when the user utilizes the search engine to retrieve a keyword-relevant search result. In the Google Advertising Network, the ads are distributed on relevant web pages using an automatic algorithm, taking into account the previously defined keywords.
The operating company of Google AdWords is Google Inc., 1600 Amphitheatre Pkwy, Mountain View, CA 94043-1351, UNITED STATES.
The purpose of Google AdWords is the promotion of our website by the inclusion of relevant advertising on the websites of Third Parties and in the search engine results of the search engine Google and an insertion of third-party advertising on our website.
If a Data subject reaches our website via a Google ad, a conversion cookie is filed on the information technology system of the Data subject through Google. The definition of cookies is explained above. A conversion cookie loses its validity after 30 days and is not used to identify the Data subject. If the cookie has not expired, the conversion cookie is used to check whether certain sub-pages, e.g., the shopping cart from an online shop system, were called up on our website. Through the conversion cookie, both Google and the Controller can understand whether a person who reached an AdWords ad on our website generated sales, that is, executed or cancelled a sale of goods.
The data and information collected through the use of the conversion cookie is used by Google to create visit statistics for our website. These visit statistics are used in order to determine the total number of users who have been served through AdWords ads to ascertain the success or failure of each AdWords ad and to optimize our AdWords ads in the future. Neither our company nor other Google AdWords advertisers receive information from Google that could identify the Data subject.
The conversion cookie stores personal information, e.g. the Internet pages visited by the Data subject. Each time we visit our Internet pages, Personal Data, including the IP address of the Internet access used by the Data subject, is transmitted to Google in the United States of America. These Personal Data are stored by Google in the United States of America. Google may pass these Personal Data collected through the technical procedure to Third Parties.
The Data subject may, at any time, prevent the setting of cookies by our website, as stated above, by means of a corresponding setting of the Internet browser used and thus permanently deny the setting of cookies. Such a setting of the Internet browser used would also prevent Google from placing a conversion cookie on the information technology system of the Data subject. In addition, a cookie set by Google AdWords may be deleted at any time via the Internet browser or other software programs.
The Data subject has a possibility of objecting to the interest based advertisement of Google. Therefore, the Data subject must access from each of the browsers in use the link www.google.de/settings/ads and set the desired settings.
Further information and the applicable data protection provisions of Google may be retrieved under https://www.google.com/intl/en/policies/privacy.
Data protection provisions about the application and use of Jetpack for WordPress
On this website, the Controller has integrated Jetpack. Jetpack is a WordPress plug-in, which provides additional features to the operator of a website based on WordPress. Jetpack allows the Internet site operator, inter alia, an overview of the visitors of the site. By displaying related posts and publications, or the ability to share content on the page, it is also possible to increase visitor numbers. In addition, security features are integrated into Jetpack, so a Jetpack-using site is better protected against brute-force attacks. Jetpack also optimizes and accelerates the loading of images on the website.
The operating company of Jetpack Plug-Ins for WordPress is the Automattic Inc., 132 Hawthorne Street, San Francisco, CA 94107, UNITED STATES. The operating enterprise uses the tracking technology created by Quantcast Inc., 201 Third Street, San Francisco, CA 94103, UNITED STATES.
Jetpack sets a cookie on the information technology system used by the Data subject. The definition of cookies is explained above. With each call-up to one of the individual pages of this Internet site, which is operated by the Controller and on which a Jetpack component was integrated, the Internet browser on the information technology system of the Data subject is automatically prompted to submit data through the Jetpack component for analysis purposes to Automattic. During the course of this technical procedure Automattic receives data that is used to create an overview of website visits. The data obtained in this way serves the analysis of the behaviour of the Data subject, which has access to the Internet page of the Controller and is analyzed with the aim to optimize the website. The data collected through the Jetpack component is not used to identify the Data subject without obtaining a separate express Consent from the Data subject. The data is also provided to Quantcast. Quantcast uses the data for the same purposes as Automattic.
The Data subject can, as stated above, prevent the setting of cookies through our website at any time by means of a corresponding adjustment of the web browser used and thus permanently deny the setting of cookies. Such an adjustment to the Internet browser used would also prevent Automattic/Quantcast from setting a cookie on the information technology system of the Data subject. In addition, cookies already in use by Automattic/Quantcast may be deleted at any time via a web browser or other software programs.
In addition, the Data subject has the possibility of objecting to a collection of data relating to a use of this Internet site that are generated by the Jetpack cookie as well as the processing of these data by Automattic/Quantcast and the chance to preclude any such. For this purpose, the Data subject must press the ‘opt-out’ button under the link https://www.quantcast.com/opt-out/ which sets an opt-out cookie. The opt-out cookie set with this purpose is placed on the information technology system used by the Data subject. If the cookies are deleted on the system of the Data subject, then the Data subject must call up the link again and set a new opt-out cookie.
With the setting of the opt-out cookie, however, the possibility exists that the websites of the Controller are not fully usable anymore by the Data subject.
The applicable data protection provisions of Automattic may be accessed under https://automattic.com/privacy. The applicable data protection provisions of Quantcast can be accessed under https://www.quantcast.com/privacy
Data protection provisions about the application and use of LiveZilla
On this website, the Controller has integrated the LiveZilla component. LiveZilla is a live support help desk software that enables direct communication in real time (so-called live chat) with visitors of their own Internet page.
The developer of the LiveZilla component is LiveZilla GmbH, Byk-Gulden-Straße 18, 78224 Singen, Germany.
With each single call-up to our website, which is equipped with a LiveZilla component, this component collects data with the purpose of operating the live chat system and analyzing the operation of the system. Further information about LiveZilla may be retrieved under https://www.livezilla.net/home/en.
The LiveZilla component sets a cookie on the information technology system of the Data subject. The definition of cookies is explained above. Pseudonymised user profiles may be created with the help of the LiveZilla cookie. Such pseudonymised usage profiles may be used by the Controller to conduct an analysis of visitor behavior as well as analyze and maintain a proper operation of the live chat system. The analysis is also improving our offers. The data collected through the LiveZilla component is not used to identify the Data subject without first obtaining of a separate express Consent of the Data subject. These data are not merged with Personal Data or other data which contain the same pseudonym.
The Data subject may, as stated above, prevent the setting of cookies through our website at any time by means of a corresponding adjustment of the web browser used and thus permanently deny the setting of cookies. Such an adjustment to the Internet browser used would also prevent the LiveZilla component from setting a cookie on the information technology system of the Data subject. In addition, cookies already in use by the LiveZilla component may be deleted at any time via a web browser or other software programs.
The applicable data protection provisions of LiveZilla GmbH may be accessed under https://www.livezilla.net/disclaimer/en
Transferring Information Internationally
Global information is collected and used, but stored in the United States. By using our services, you Consent to the processing and transfer of your information to the United States. Where applicable, your information may also be transferred, processed, or stored wherever our third-party providers operate, which may not be in the United States or the country in which you reside. In addition, you may not have data protection laws that provide the same level of protection like that of the General Data Protection Regulation which protects nations in the European Economic Area. However, as your Consent is voluntary, you have the right to revoke or discontinue the use of our services at any time.
Disclosure to Third Parties
In cases where we believe that business interests will be served, MaxVal may share your information with its Business Partners, who can alert you about new products and services to improve your competitive edge. Upon receipt of any alert, if you desire to be removed from such an alert list, you may inform the sender or unsubscribe from the list as provided in each mail alert. However, you will not be entitled to treat such alerts as unsolicited, nor will you be entitled to take any action against MaxVal or its Business Partners vis-à-vis any such alerts. We may also be required to disclose your personal information in the event of a legal proceeding, court process, investigation or any such other process where we are required to do so by applicable law or where we have to establish our legal rights or where disclosure is required to prevent or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, etc. We may also be required to disclose your personal information in the event of a business reorganization, amalgamation or merger.
Links to Other Sites
Our site may contain links to other sites such as our partners and affiliates. While we try to link only to sites that share our high standards and respect for privacy, we are not responsible for the content or the privacy practices employed by other sites.
We may provide paid products and/or services within the Service. In that case, we use third-party services for payment processing (e.g. payment Processors).
The payment Processors we work with are:
Telephone number: +1-650-472-0644
MaxVal Group, Inc.
2251 Grant Road, Los Altos, CA 94024, USA
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